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A Full Service Mortgage Banking Company
Lalo Effio

Lalo Effio

Loan Representative

(702) 234-9958


Learn About Lalo
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  • Loan Officer since 2003 licensed in Nevada
  • Top Producing Loan Officer at MMC Lending, Las Vegas Branch
  • Extensive knowledge on FHA, VA, Conventional, Reverse Mortgages, and USDA Home Loan Programs
  • Registered and Approved with Nevada Housing Division, and Nevada Rural Housing Division for all Down Payment Assistance Programs, MCC/ Mortgage Tax Credit Program
  • Work with Specialty Loan Programs for Culinary Union Members, Teachers, Veterans, First Responders & First Time Home Buyer Programs.
  • Bi-Lingual
As a family man, and a professional, I am here to ensure every client receives the customer service they deserve when buying their home.  
The passion I have to help clients with the largest financial decision they will make in their lifetime, stems from my love of people, a good grasp of mathematics and solution-based skills.  I thoroughly enjoy helping my clients better understand their financial options, how important it is to fully understand the loan process, and how to channel their dreams in to owning a home and making it a reality.  
I proudly serve our Active Military and Veterans by partnering with Title Companies, Home Warranty Companies, Home Inspectors and Realtors.  Through a combined effort, we work together to secure home purchase discounts across all mediums to thank our country’s heroes for their service.
Being one of contributing professionals at Univision Radio Station, I can serve and educate the Hispanic Community on all mortgage related services.

Let me help your family open the door to their new home!

NMLS #377503