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A Full Service Mortgage Banking Company

Are you ready to turn your dream home into a reality? At MMC Lending, we're excited to offer several options tailored to meet your unique needs. With us by your side, your home transformation journey has never been more accessible. 

Let’s find out what works best for you!

Conventional HomeStyle Renovation

  • As little as 3% down for first-time homebuyers purchasing a one-unit primary residence.
  • One- to four-unit principal residences, one-unit second homes, or one-unit investment properties, including units in condos, and PUDs.
  • Purchase and Limited Cash-Out Refinance financing options available.
  • Choose your own registered, licensed, or certified general contractor.

FHA 203k

  • Minimum down only 3.5%.
  • Flexible credit requirements for borrowers with bankruptcy and foreclosure history*.
  • First-time homebuyers are welcome. No mortgage or rental history required.
*2 year wait requirement after Chapter 7 BK discharge. No wait requirement after Chapter 13 if published exceptions are met.
3 year wait requirement after foreclosure. Approval based on overall credit worthiness and income factors.


  • Fast process: Get cash as soon as 5-10 days. No appraisal required.
  • Easy to use: No need to pay off your existing mortgage
  • Financial Freedom: Use the funds for anything you desire

Ready to get started or have questions?  Fill out the contact form below and an experienced MMC Loan Representative will reach out to help you get started.