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A Full Service Mortgage Banking Company

MMC Lending® can help you feel more at home with our remodeling options.

Let’s find out what works best for you!

Conventional HomeStyle Renovation

  • As little as 3% down for first-time homebuyers purchasing a one-unit primary residence.
  • One- to four-unit principal residences, one-unit second homes, or one-unit investment properties, including units in condos, and PUDs.
  • Purchase and Limited Cash-Out Refinance financing options available.
  • Choose your own registered, licensed, or certified general contractor.

FHA 203k

  • Minimum down only 3.5%.
  • Flexible credit requirements for borrowers with bankruptcy and foreclosure history*.
  • First-time homebuyers are welcome. No mortgage or rental history required.
*2 year wait requirement after Chapter 7 BK discharge. No wait requirement after Chapter 13 if published exceptions are met.
3 year wait requirement after foreclosure. Approval based on overall credit worthiness and income factors.