If you are reading this, you are definitely interested in what I have to offer you regarding one of the biggest commitments of your life. Buying your first home can feel exciting and overwhelming all at the same time. Many times, I put the shoe on the other foot, and try and experience what the buyer must feel like. By this, I can be more effective and sensitive to your needs. My goal is to empower you during your homebuying, providing you with a detailed and complete approval letter, customized for the home you desire to purchase and working with your realtor directly so that as a team, your offer will be the very best it can be. My objective is to empower and educate you, helping decrease the anxieties but rather offer you some control over the process. Together we would work through challenges and stay focused on the outcome of getting you moved into your new home. I have worked with many first-time buyers, and truly love helping them attain their dreams of owning a home.
Perhaps you're a seasoned homeowner, and you prefer a “no-nonsense" approach, working with a loan expert that offers both experience and skill to navigate through what could be (hate to say it) not one of the funniest things to do. My goal is to streamline the paperwork, and structure your loan so that the underwriting will go as smooth as possible, at the same time, working closely with you on what is necessary to close expediently.
I've been in the mortgage industry for over 29 years. I have in depth experience with credit profiles and credit reports, working with past and current credit matters, including bankruptcies, late payments, lack of credit (first timers), seasoning requirements on foreclosures and short sales. Also interpreting tax returns, both personal and business returns, including (1120's) (K-1's) and investment property income both owned personally and by an LLC. I have originated and structured a variety of loans: Construction to permanent, FHA/VA, CalHFA, Conventional, USDA, manufactured home Loans, and FHA 203K Rehab loans and commercial financing.
I look forward to the opportunity to work with you. Allow me to help you with your financing by completing the short form (1003) residential loan application on my safe and secured system, I will contact you within two hours. Or if you rather have a consultation, I would be happy to take your information verbally, just give me a call.
Corey Ann Jones - Sr. Loan Originator and Resource Manager NMLS # 211083 says: "People don't always remember what you said, but they remember how you made them feel."